As more people prefer to pay with plastic over cash, here are a few credit card mistakes to avoid so you can keep more money in your bank account.

According to The Motley Fool, do not just pay the minimum amount listed on the statement. If you had a $3,000 balance, it would take you 27 years to pay that off, and you would have shelled out double the original cost.

If you pay late or go over your limit, the companies could raise your APR interest rate. In some cases to nearly 30 percent.

Never take a cash advance on your card. The interest rate plus transaction fees are significant and rack up quickly. If you have no choice, pay it back as quickly as possible.

How often do you find yourself paying by card over cash?

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